Property & Casualty Solutions

Customized and comprehensive insurance and management solutions as unique as your law firm

Critical Coverage Needed to Protect Your Law Firm

Protect your law firm with customized insurance products designed to mitigate risks, safeguard your assets, and ensure the seamless continuation of your law firm’s operations including lawyers’ professional liability insurance, and property and contents insurance.

Lawyers Professional Liability Insurance

Often referred to as legal malpractice insurance, is designed specifically for legal professionals and law firms. It provides coverage for legal errors, omissions, or negligence in the provision of legal services. This insurance protects lawyers from loss resulting from claims made by clients or sometimes third parties alleging professional negligence.

SafeLaw™ (Cyber, Privacy & Security Coverage)

A specialized insurance product tailored for law firms to address the growing risks associated with cyber threats, privacy breaches, and security vulnerabilities. This coverage protects against data breaches, cyberattacks, and the legal and financial consequences of compromised client information.

Computer / EDP / Boiler and Machinery Insurance

Known as Electronic Data Processing (EDP) or Boiler and Machinery coverage, safeguards computer systems and machinery. It helps cover the costs of repairing or replacing damaged electronic equipment, boilers, and other machinery crucial to the firm’s operations.

Crime / Fidelity Insurance

Designed to protect law firms from financial losses resulting from employee dishonesty, fraud, or theft. It covers the loss of money, securities, or other property due to such criminal activities within or outside the firm.

Valuable Documents / Law Library Insurance

This insurance is specifically tailored to protect law firms’ valuable documents and extensive law libraries. It covers the cost of recreating, restoring, or replacing critical legal documents and books in case of damage or loss.

Business Interruption / Extra Expense / Time Element Coverage

Helps recover lost income and cover additional expenses when the law firm cannot operate due to unexpected events such as fires, natural disasters, or other disruptions.

Employee Benefits Liability Insurance

Crucial for law firms that manage or sponsor employee benefit plans. This insurance safeguards against legal claims stemming from errors or omissions in the administration of benefit plans, including health insurance, retirement plans, or other employee perquisites. It helps cover the legal expenses and potential financial losses associated with such claims.

Employment Practices Liability Insurance

Designed to shield law firms from claims related to employment-related issues, including allegations of discrimination, harassment, wrongful termination, and other workplace disputes. This coverage helps mitigate the costs of legal defense and potential settlements in employment-related lawsuits.

Umbrella Liability Insurance

Serves as an additional layer of protection for law firms. It extends the coverage limits of underlying liability policies, providing extra financial protection in case of large (BI/PD) liability claims that exceed the limits of primary insurance policies. This coverage is invaluable for law firms facing substantial liability risks due to its case load and client profile. (Note: It specifically does not extend to Lawyers Professional Liability claims.)

ERISA Bonds for Benefit / Health and Welfare / Retirement Plans

ERISA (Employee Retirement Income Security Act) Bonds are a requirement for law firms involved in managing employee benefit, health and welfare, or retirement plans. These bonds serve as a form of protection against fraudulent or dishonest acts by individuals responsible for handling plan assets, ensuring compliance with ERISA regulations.

Property and Contents Insurance

Safeguards the physical assets of a legal practice, including the office building, furnishings, equipment, and other tangible property. It also covers the contents within the premises, such as computers, furniture, and important documents, in case of damage or loss due to events like fire, theft, or natural disasters.

Workers Compensation Insurance

Coverage provides financial support to employees who sustain work-related injuries or illnesses. This insurance covers medical expenses, lost wages, and rehabilitation costs, reducing the firm’s liability in the event of workplace accidents and limiting exposure to “sole source” recovery.

Intellectual Property Insurance

Critical for law firms and is different from tangible property. It protects clients against the risks of intellectual property disputes and related legal costs, including patent, trademark, and copyright infringement claims as well as certain first party coverage.

Inland Marine and Fine Arts Insurance

Needed for law firms that possess valuable movable property like artwork, specialized equipment, or valuable documents. It offers protection against damage or theft of these assets, even when they are in transit.

General Liability Insurance

A fundamental coverage for law firms, providing protection against claims of bodily injury, property damage, or personal injury that may occur on the firm’s premises or as a result of its operations. It helps cover legal defense costs and potential settlements or judgments resulting from such claims.

Fiduciary Liability Insurance

Essential for law firms serving as fiduciaries to employee benefit plans. This insurance protects against claims of mismanagement, breach of fiduciary duty, or errors in the management of retirement plans and other employee benefit programs. It offers financial protection and coverage for legal expenses in fiduciary-related disputes.

Business Auto Insurance

A necessity for law firms that own or operate vehicles for business purposes. It provides coverage for physical damage and liability arising from accidents involving the firm’s vehicles. This insurance ensures compliance with statutory requirements and offers financial protection in the event of accidents.

International / Global Extension to Non-U.S. Offices / Kidnap & Ransom Insurance

Essential for law firms with overseas operations or employees. It provides coverage for various risks associated with international activities, including kidnap and ransom scenarios. This insurance helps protect employees and the firm from potential threats and provides support in the event of kidnapping incidents or extortion demands.

Judicial Proceeding Bonds

Often referred to as court bonds or litigation bonds, are used by law firms when required by the court to guarantee payment of court-ordered judgments or the costs of legal proceedings. These bonds help demonstrate financial responsibility and ensure that the firm or its client can meet its legal obligations during litigation.

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More Solutions For Law Firms

Employee Benefits

Every law firm and its employees have unique needs, which is why our Employee Benefits Services are tailored to perfectly suit your practice. We recognize that your team of legal professionals is the heart of your firm, and their well-being is of utmost importance to you. Our comprehensive suite of benefits, from medical insurance to retirement plans, is designed to not only attract top talent but also retain your invaluable legal experts.


HR, Payroll & Accounting

Elevate your law firm’s operations with our comprehensive HR, payroll, and accounting services tailored to your specific needs. The demands of managing a law firm are never-ending, and we’re here to ease the burden of administrative tasks, so you can focus on what you do best – practicing law. Our team of experts is dedicated to streamlining your HR processes, ensuring accurate and timely payroll management, and optimizing your accounting procedures.