Articles by: Gary Beck

Your malpractice policy covers claims by clients — not claims by employees. What EPLI covers at a law firm, when the exposure starts, and what drives the cost.

192 agencies were acquired in the first half of 2026 alone. What broker consolidation means for your firm’s coverage — and the five questions to ask now.

National carriers, bar-sponsored programs, direct writers, and specialist brokers all sell lawyers professional liability — but they serve different firms. How to tell which model fits yours.

Tail coverage typically costs 150%–300% of your final annual premium, paid once. The math by firm size, what moves the multiple, and how to earn a free tail.

Report it now, fix nothing, admit nothing. What a claims-made policy requires in the first days of a malpractice claim — and the mistakes that void coverage.

New York doesn’t require attorneys to carry malpractice insurance or disclose that they don’t. What the rules actually say, the narrow exception, and why the market mandates what Albany doesn’t.